If you like coconut desserts then you are going to love this Condensed Milk Coconut Tarts. A buttery shortcrust base filled with sweet coconut filling makes up this all-time classic dessert.

Condensed Milk Coconut Tarts
These Condensed Milk Coconut Tarts are the perfect make-ahead bake. They actually taste better a day after baking allowing for the full richness of flavors to develop.
Just store in an airtight container to keep it fresh.

Another bonus of this recipe is that these coconut tarts can be frozen. They should be wrapped individually in plastic wrap or cling film and placed in a sealed freezer-safe bag or container.
To thaw, just defrost at room temperature and heat for about 4 to 5 minutes in a preheated oven of 320°F /160°C.
This will warm it up giving it that " just baked" deliciousness.

What goes into it
While the full recipe is written below, this is the section to read if you’re wondering about ingredient substitutions or how these ingredients work in the recipe.
For the pastry
- Butter
- Sugar
- Buttermilk: This gives the pastry a rich and delicious flavor.
- If you do not have yogurt then make your own by adding 1 teaspoon / 5 ml lemon juice mixed into ¼ cup of milk
Set aside for 5 minutes before using in the recipe. - All-purpose or Cake flour
- Baking powder
For the filling
- Desiccated Coconut: For this recipe, it is best to use fine desiccated coconut
- Cake or all-purpose flour
- baking powder
- Sugar: I use just a ¼ cup of sugar for these coconut tarts, but feel free to add a bit more if you prefer a sweeter bake.
- Milk
- Condensed milk: This helps to bind the filling ingredients and contributes to a creamy rich texture.
- Vanilla extract: To add some extra yum 🙂
- Melted butter
Which baking pan to use
Any 1 of the following is perfect to use for this bake:
- 12 cup tart pan: I use a non-stick 12 cup tart pan for this recipe. The dough is simply cut and lightly pressed to fit the shape of the cup.
- Individual nonstick tart molds
- Muffin or cupcake tins
Tips for making the perfect pastry
The pastry is really easy to make...but the following tips will ensure delicious perfection:
- Avoid over-handling the pastry. The ingredients should just be combined and gathered to form a soft dough. It is not necessary to knead the dough.
- Chill the dough in the fridge for about 15 minutes. This will make it much easier to roll out.
- Don’t add too much flour to the work surface. Adding too much flour can cause the pastry to dry out.
Making the condensed milk coconut tarts
While the full recipe is written below, this is the process with step-by-step pictures to help guide you.
The pastry

The coconut filling

Cut and shape the pastry
Lightly dust the work surface with flour and roll out the chilled pastry. Using a cookie cutter, cut and press the pastry into a greased tart or cupcake pan.

Fill and bake
Use a spoon or an ice cream scoop to put the filling into the pastry. Bake in a preheated oven at 320ºF (160ºC) for 20 minutes or until they turn golden brown and fully cooked.
Remove from the oven and allow to cool for about 10 minutes before removing from the tart or cupcake tin.
Enjoy ♥
If you like this recipe, be sure to check out my other amazing cookie and slice recipes
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Condensed Milk Coconut Tarts
Ingredients
FOR THE PASTRY
- ½ cup /125g butter or margarine
- ½ cup / 100g caster sugar
- ¼ cup / 60 ml buttermilk or 1 teaspoon / 5 ml lemon juice mixed into ¼ cup of milk
- 2 ¼ cups / 270g cake flour / all-purpose flour
- 1 level teaspoon / 4 grams baking powder
- ½ teaspoon / 2 ml salt
FOR THE FILLING
- 2 ½ cups / 150g desiccated / shredded coconut
- 2 Tablespoons cake OR all-purpose flour
- 1 teaspoon baking powder
- ⅔ cup / 134g sugar SEE NOTE 1
- ½ cup / 125ml milk
- ½ cup / 120ml sweetened condensed milk
- 1 ½ teaspoon vanilla extract
- 4 Tablespoons / 60g melted butter
Instructions
MAKING THE PASTRY
- Start by making the pastry by creaming the sugar and butter.
- Add the buttermilk and beat well until light and creamy
- Sift in the flour, baking powder, and salt. Combine and handle lightly to form a soft dough. Place in the fridge or freezer for about 10 to 15 minutes while you make the filling.
TO MAKE THE FILLING
THE COCONUT FILLING
- Combine the desiccated coconut, flour and baking powder in a bowl and set aside.
- In another bowl, add in the sugar, condensed milk, vanilla extract, melted butter and milk and mix well using a whisk. Mix in the coconut flour mixture into it and whisk well to combine
CUT AND SHAPE THE PASTRY INTO THE TART PAN
- Lightly dust the work surface with flour and roll out the chilled pastry. Using a cookie cutter, cut and press the pastry into a greased tart or cupcake pan.
FILL AND BAKE
- Use a spoon or an ice cream scoop to put the filling into the pastry. Bake in a preheated oven at 320ºF (160ºC) for 20 minutes or until they turn golden brown and fully cooked. Remove from the oven and allow to cool for about 10 minutes before removing from the tart or cupcake tin.
Notes
- I use just a ¼ cup of sugar for these coconut tarts, but feel free to add a bit more if you prefer a sweeter bake.
Laura says
These are like mini coconut pies! Oh, my, one of my favorites. I also like the crust you made, I’ve never made one with buttermilk, but it looks awesome and sounds great!
Maria | kitchenathoskins says
I love, LOVE condensed milk and coconut!! It is an amazing combo. So, It is gonna be hard for me to stop with just one. So much YUMMMM:)
Mamta says
Thank you for a lovely eggless recipe! I would add half cup sugar in the filling as a dessert and quarter cup of sugar if serving for a tea!
The Gardening Foodie says
Hi Mamta, You are welcome, and thank you 🙂
Jenny says
Thank you for sharing this delicious recipe. I've always enjoyed these coconut tarts while growing up but whenever I searched for a recipe I came up with the one that uses egg whites. It wasn't quite the taste I was used to loving. But this recipe of yours, it's the one! 😍😍 I also used 1/4 cup of sugar and the level of sweetness is to perfection.
I made these today but somehow I had extra pastry dough. Can I freeze the dough?
The Gardening Foodie says
Hi Jenny, Thank you and you are welcome 🙂
Sure, the dough can be frozen for up to one month. Just bring to room temperature before using for your next batch of coconut tarts.
Happy baking 🙂
Mandy Ackhurst says
Will the pastry not be soggy & difficult to remove from the pans, if not pre-baked before filling?
We have a similar South African recipe but uses jam in the pastry before topping with the coconut filling. They are very difficult to remove from the pans & tend to break, leaking filling from the bottom, if not ore-baked.
The Gardening Foodie says
Hi Mandy, I haven't experienced any problems with the pastry getting soggy, and I've never pre-baked it before baking.
However, I do know that when using jam, it can make things a bit soggy and might seep out through any cracks in the pastry, causing it to stick to the pan.
I hope this helps 🙂
Happy baking 🙂
Mandy Ackhurst says
Thank you very much, that makes it much easier. Kind regards.
Rekha jain says
Butter in dough is melted or soft?
The Gardening Foodie says
Hi Rekha, The butter used for the dough should be soft, not melted. It is beaten with the sugar and buttermilk until light and creamy.
Happy baking 🙂
Babra Kabir says
Hi this is Babra Kabir from Kolkata India... your recipes are mesmerizing and looks delicious .....when I came across to this coconut condensed milk tart I got really excited to try this recipe but unfortunately no decicated coconut was available ....so I have a query that in place of decicated coconut can I use coconut milk powder in this recipe?
The Gardening Foodie says
Hi Babra
Thank you, I’m glad tat you are enjoying my recipes 🙂
Yes, sure you can use coconut milk powder in this recipe. Since the powder is finely ground desiccated coconut anyway.
However I would suggest that you use just 2 cups of coconut flour to substitute for the 2 1/2 cups desiccated coconut called for in the recipe.
I hope this helps answer your question 🙂
Happy baking 🙂
Lindsay Joiner says
Can these ve cooked and frozen please. Banging recipe darling xx
The Gardening Foodie says
Hi Lindsay, thank you 🙂 Im glad you like the recipe too:)
To answer your question: Yes, these can be baked and frozen.
They should be wrapped individually in plastic wrap or cling film and placed in a sealed freezer-safe bag or container.
To thaw, just defrost at room temperature and heat for about 4 to 5 minutes in a preheated oven of 320°F /160°C.
This will warm it up giving it that ” just baked” deliciousness.
Happy baking 🙂
Lucie says
Just put the tarts in the oven. I would like to know what to do with the leftover coconut mix. Can it be frozen?
The Gardening Foodie says
Hi Lucie, Sure, you can freeze the leftover coconut mix for up to 1 month or refrigerate for up to 1 week.
If freezing, allow the mixture to defrost completely before using.
I hope this helps answer your question 🙂
Linda Belgrove says
The reference to yoghurt by using lemon juice and milk, is that the buttermilk?
The Gardening Foodie says
Hi Linda, yes, that is correct. You can use either yogurt or buttermilk in this recipe. If you do not have buttermilk or yogurt, then you can make a substitute by combining the lemon juice and milk together.
I hope this helps 🙂
Happy Baking 🙂
Carmela says
Hello!
Should I use sweetened or unsweetened desiccated coconut for this?
Please help.
Thank you!
The Gardening Foodie says
Hi Carmela, you should use unsweetened desiccated coconut in this recipe.
Happy baking 🙂
Kim says
This is an extremely delicate crust. Don't roll it too thin or it will tear. I used coconut eagle brand. It was an excellent substitution.
Roy says
Made them today for the first time and had to leave them in the oven for about 30 minutes and then out of the tin for another 10 minutes with only bottom heat to finish the pastry. Made them in tartelettes tins.
The filling was pretty wet before baking.
Overall they taste nice, not so sweet. Thumbs up!
Hayley says
Hello , do you use granulated or caster suger please ?
The Gardening Foodie says
Hi Hayley, you have the option to use either caster sugar or granulated sugar for both the pastry and the filling in this recipe.
Happy baking 😊